Affordability

Prices on everything continue to go up. Is this a new trend? No. Do we need to put up with it? Absolutely not.

In America we have choices. Whether it’s the array of similar products available to us or the capacity to earn money based on our time and talents, Americans have continuously improved on their standards of living. This standard is available to everyone if you understand what your potential is for your own circumstances. It is this potential that drives market forces and to a large extent pricing. The “keeping up with the Jones’s” mentality only exists if you are spiritually depleted because having what the Jones’s have becomes a false idol.

What is your standard of living like? If you’re like most people you at least have a warm safe place to live, nutritious food in your cupboard, clean clothes on your back, and reliable communication and transportation. And you also love your extra comforts, whether it’s a daily trip to Starbucks or a well deserved annual vacation, these things matter to you. After all, everything you do supports someone else’s standard of living. Ultimately, happiness is living a life that you enjoy with the people you love in a community that you cherish while having the freedom to live up to your own standards.

My parents couldn’t afford to take me to Disney. I took myself at age 19 when I could afford to.

Unfortunately our standards are actually dropping. I believe this has been an intentional government strategy in order to prevent the growth of wealth in general. Think about it…For example , why would our government want to manage your healthcare coverage? Is it to make the costs of care go down? Of course not! It is to keep you dependent on a system that offers a standard of care that keeps you in a position of submission. Today, if you make enough money to afford THE BEST CARE and actually have more and better choices, then you are probably not in the government system. In fact, you’re probably in a PPO not an HMO.

A PPO (Preferred Provider Organization) is a flexible health insurance plan that allows you to visit any doctor or specialist without a referral or a primary care physician (PCP). While you get the lowest out-of-pocket costs when using in-network doctors, you still have coverage if you choose to go out-of-network. An HMO (Health Maintenance Organization) is a budget-friendly health insurance plan that requires you to use a specific local network of doctors and hospitals to get coverage. It relies on a Primary Care Physician (PCP) to manage all of your care and provide referrals for specialists. According to Reddit, Insurance companies are less likely to offer PPOs on the ACA Marketplace because they have less control over patient care costs. That word control is everything you need to know about government initiated systems. Once costs are controlled, standards are lowered, and availability decreases.

Government systems such as the ACA are administered by our fourth and unelected branch of government, bureaucrats. In fact, the once private health insurance industry is now part of the bureaucracy. Of course these companies can opt out, but that leaves fewer options for people who rely on the ACA. AND as people rely on programs such as this the government must either raise taxes or pass a bill to print money. Haven’t we all learned that printing money causes inflation? Yes!!! And what about the abuses that can occur with all this money being handed out to favored companies and NGOs? The money stream never seems to end or go in reverse. Audits? Yeah right.

Affordability will never actually begin to happen until we get government out of our way. Bureaucracy tends to lower wages and cause inflation both of which happen whether the stock market is up or down. The best way to afford something is to work hard for it or save for it…This has been true FOREVER. Public schools never taught us about how to actually live according to our means. Why is that? Would we have listened anyway? Probably not because they were always teaching to the test, and once we passed the information was rarely thought about again.

Life is a bunch of hard knocks for most people. We live and learn and regroup if we are smart enough to understand our ways. The choices are there. We simply can’t afford not to recognize them. Make sure your government representatives know you’re watching them and their choices too.

Modern Day Piracy

The pirates are all around us now. We can’t ignore them anymore. Their tactics are discernible for anyone willing to see them.

Pirates steel in order to keep for themselves what they can’t make or do on their own. Traditionally piracy has involved theft from ships at sea or intellectual property of musicians and software engineers, but today piracy has spread to many more non traditional areas. Let me explain…

Laws provide guardrails to prevent theft, but there must be an enforcement mechanism in order to uncover wrongdoing and hold accountable those responsible for theft. Of course, an enforcement mechanism is only as good as those in charge of the mechanism. What if those in charge are accepting bribes or are benefiting from their lack of oversight? If this happens, then what should be a transparent system becomes extremely secretive, akin to an addict who lies in order to keep their drug habit alive. A system like this also requires enablers who live with the addict in the hope that someday the addict will see what they are doing and change. This system is not sustainable to the health of anyone involved! But who will lead the intervention?

We must sunset all the pirates!

Piracy is Godless behavior. Those who take advantage of our liberties and freedoms by steeling within our republic are soulless, and they live only for themselves. Their community involvement is only useful for their own interests. The health of the whole community is secondary to their own addictions. At some point a change is necessary. This is never easy on anyone, especially the addict. The addict needs to admit their problem, take ownership of it, make amends to those that they affected, and do the hard work to correct the problem. That hard work must involve giving up their control issues to God. Only an honest relationship with God and community can reestablish the soul.

The problems we all must admit to typically involve monetary fraud and political power. Yes, large sums of taxpayer dollars have been used by many nonprofits to line their own pockets. Yes, the bureaucracy is too big and fails to oversee the handouts they provide. Yes, our representatives have a lot of insider information and trade on it. Yes, political party operatives do manipulate how elections are conducted. Humans are not angels. We must also admit that through our own apathy, ignorance, and enabling the problems will be allowed to persist unless we do the hard work to honestly address them.

So, who leads the intervention? The Trump administration must! Interestingly this administration is ignoring the activism and resistance behavior, both of which are merely distractions enabling the pirates to loot our resources. Also, I believe that this administration has begun the intervention by prioritizing our health and safety in our own hemisphere…China no longer controls the Panama Canal, drug lords located south of our border are not terrorizing their nations, our borders are closed to illegal drugs and unknown threats, fraud is being eliminated, adjudicated deportees are being discovered and processed accordingly, and rogue countries are being tamed.

The only intervention remaining is with our very own Congress. It is up to the voters to hold them accountable and tell them to create the laws that hold them in check. Only then will government get its soul back and be the representation we need in our states and on Capitol Hill.

We the people must stop with the “resistance” attitude and start doing the hard job of discerning who the real pirates are and stop them. Only then can we truly live together in peace and prosperity.

The Representative Power Play

Our government seems to be conditioning its citizens into believing that those who were elected to represent them are actually working on their behalf. I’m not talking about how the government “gets things done”. Those “things” are probably not at all needed by the citizens of a Liberty-minded nation. Every one of those “things” must be measured within the context of the Constitution and existing law…Capitol Hill’s charter. I’m talking about how the government enriches itself by using its power to manipulate legislation according to the demands of the corporate donor class.

Think about this, President Trump was very successful growing the economy and building workable treaties and agreements with and among nations. Most of his actions were challenged in the courts and this was fine…It’s one method of checks and balance in our system. When the economy grew, jobs were available, innovation was allowed to thrive, the tax base expanded and our CO2 emissions actually went down. https://www.epa.gov/newsreleases/greenhouse-gas-emissions-continue-decline-american-economy-flourishes-under-trump-0 … And, try as hard as they might, Congress was unable to remove a President that understood the underbelly of the corporate donor class. Trump was elected by we the people to represent middle class America and the entrepreneurial spirit.

Well, what does an elected ruling class like Congress do when their perceived power is interrupted by a successful President? Everything in their power of course. We saw this play out in almost every format available to these corporate brown nosers when mainstream media colluded by disseminating misinformation, social media canceled opposing opinions and a multitude of “crises” overwhelmed traditional systems.

Representative influence…One heaping pile 💩

Build Back Better is nothing but a Biden Administration term for corporate cronyism. His decades of time spent on Capitol Hill makes him a certified corporate brown noser. His track record of helping credit card companies over consumers’ best interests shows how compassionate he is to corporate banks which now under the global economy will impose ESG scores on businesses that don’t comply with new global “norms”… https://www.alva-group.com/blog/what-is-an-esg-score-and-how-is-it-calculated/ Free markets will be demolished.

It’s time for voters to take a serious and honest look at how their representatives (Nationally and locally) have used their power, understand that both political parties have abused their power, look closely at their records and listen to how they answer tough questions. What do they consider a real crisis and how do they plan to fix it? Does the plan focus on actionable measures with clearly defined results? Is there precedence to learn from before enacting such measures? Voters must focus on policies and not personalities…Anyone can seem like a nice person or be rough around the edges, but what are their results?

A government that isn’t willing to self reflect on their own abuses is not a government of, by and for the people. The commander in chief must hold their justice department accountable to those who are not in power and investigate the federal agencies; agencies that spend more and more taxpayer dollars to undermine taxpayer rights.

I’m waiting patiently for Congress to get a grip on themselves. This will only come when we the people elect representation that respects the rights of the individual and the entrepreneur. Anything else is cronyism and self serving.